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Privacy Policy

Effective Date: July 13, 2025

Debt Notary ("us", "we", or "our") operates the Debt Notary mobile application (the "Service"). This Privacy Policy describes how we collect, use, and protect your personal information when you use our Service.

Information We Collect

  • Email address – used to create and identify your account
  • Phone number (optional) – used for reminders or communication features
  • Contact data you add (optional) – includes names, phone numbers, and email addresses of people you interact with (e.g., borrowers or lenders)
  • Media files – only selected images you choose to attach as proof documents

Imported Contact Information

If you choose to import contacts from your device, the app:

  • Only accesses contacts that you explicitly select
  • Retrieves only name, phone number, and email address (if available)
  • Allows you to review and edit the contact before saving

We do not access or store your entire contact list. You are responsible for having the right to store and use the imported contact information.

Connected Contacts & Shared Debt Notes

When you accept a connection request from another user, you agree to automatically receive debt records if the other party chooses to share them with you. This ensures both parties can maintain a synchronized view of shared debts, including updates, changes, and reminders, once sharing is enabled.

Notifications and Reminders

The app may send you reminders about your debt records. These notifications may include due dates, names, or other related information. You control when and how notifications are delivered — including in-app, email, or WhatsApp (Pro only). Notifications are strictly for app functionality and never used for advertising.

Media Access and Proof Images

When adding a debt record, you may attach images from your device. The app will only access the images you select — it never scans or accesses your entire photo library. Uploaded images are securely stored and only used in your personal records.

Advertising and Tracking

We use Google AdMob to display advertisements in our app. These ads help support our free service. Depending on your device settings, these ads may be personalized or non-personalized.

On iOS, we request your permission via Apple’s App Tracking Transparency (ATT) prompt. You may choose whether to allow tracking across apps for personalized ads. On Android, ads are shown based on your device settings and platform permissions.

We do not share personally identifiable information (PII) with advertisers. For more information, see Google’s Advertising Policy.

Your Rights

  • Access your data – You may request a copy of the personal data we store by emailing us at privacy@debtnotary.com
  • Delete your account – You may delete your account at any time. This will permanently delete all your stored data and cannot be undone.

Data Usage

We use the information you provide only to support the functionality of the app. We do not sell or misuse your data.

Security

We take data security seriously and use appropriate measures to protect your information. However, no method of transmission or storage is 100% secure. We cannot guarantee absolute security but strive to protect your data using best practices.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with the updated date above. Continued use of the app means you accept the latest version.

Contact

If you have any questions about this Privacy Policy, contact us at: